Compare OFW remittance rates and minimize hidden fees

Compare these remittance quotes using only the figures and terms I provide. Focus on what the recipient actually receives; do not guess live exchange rates or fees.

TRANSFER
Amount I will send: [AMOUNT + CURRENCY]
Destination currency: [CURRENCY]

QUOTE A
Provider: [NAME]
Send amount/debit: [AMOUNT]
Transfer fee: [AMOUNT / INCLUDED / TO CONFIRM]
Exchange rate shown: [RATE / TO CONFIRM]
Recipient receives: [AMOUNT / TO CONFIRM]
Other fee/condition shown: [FACTS / NONE]

QUOTE B
[SAME FIELDS]

RULES
- Never invent a live market rate, provider fee, promo, tax, payout, transfer time or exchange-rate markup.
- Preserve currencies and units exactly.
- Keep provider-quoted figures separate from calculations derived from those figures.
- If recipient amount is supplied, prioritize that as the direct payout comparison; do not reconstruct it differently unless I ask for a check.
- If you calculate an effective rate or total cost, show the formula and label it “derived from supplied figures.”
- A missing fee/rate for one provider is “To confirm,” not zero.
- Do not choose a provider for me.

OUTPUT
1. Same-row quote table.
2. Recipient payout difference.
3. Known fees and total debit where calculable.
4. Derived effective rate only when supported.
5. Promo/condition differences explicitly stated in the quotes.
6. Missing facts that could reverse the comparison.
7. Questions to verify in each provider’s official app/site before sending.

Recompute arithmetic once and flag any quote whose supplied figures do not reconcile.